April 27 – May 02, 2019 @ Dubai, UAE


Aldo leads MFR’s Management Team, providing strategic guidance and supervision of operations and representing MFR at global level. He sits in the Rating Committee Unit and systematically supervises all new issues of rating reports. Since the beginning of operations in 2000, Aldo has carried out 200+ rating and assessment missions.
Aldo has been an active member within the most relevant industry initiatives, including as a Board Member of SPTF, Board Member of African Microfinance Transparency and SMART Campaign Certification Committee member. Since 2008, Aldo is also a faculty member at the Boulder Microfinance Training Program.
Before joining MFR, Aldo worked at Banca Etica and ETIMOS, respectively a commercial bank and an international financial consortium, and was in charge of the microfinance investments portfolio.
Aldo holds an MSc in Economics. He is fluent in English, Spanish, French and Italian (native).

Mr. Alok Prasad is a veteran banker with over 35 years of regulatory/banking/ financial services experience in India. He is an expert and 'go-to' person on financial inclusion. From 2010 to 2015, Mr. Prasad was the Chief Executive Officer of Microfinance Institutions Network (MFIN), the premier industry body and self- regulatory organization for Microfinance Institutions (MFIs) in India. During this period, he successfully steered the Indian Microfinance industry through its crisis phase (2010-13), and subsequently help integrate MFIs into the national financial architecture. Regulatory reforms for promoting access to finance has been a key area of his work. Prior to MFIN, Mr. Prasad held senior positions in the Reserve Bank of India (RBI), National Housing Bank and Citibank.

As the vice president of the Center’s Investing in Inclusive Finance (IIF) Program, Deborah Drake leads the Africa Board Fellowship Program, which is dedicated to strengthening governance and improving risk management and strategy for CEOs and board directors of sub-Saharan African financial institutions. She also directs the Financial Inclusion Equity Council (FIEC), a membership organization of private entities making equity investments in financial institutions in the developing world. Deborah is a graduate of Georgetown University and holds an MBA from Babson College.

Harsh Shrivastava has 23 years’ experience in advising businesses and governments on policy. Before joining as the CEO of MFIN, he was the head of corporate affairs and communication at Feedback Infra, which is India’s leading provider of infrastructure services. Earlier, he was the head of corporate affairs for Srei Infrastructure Finance. Harsh was previously in India’s Planning Commission, where he was its Consultant (Planning), managing the process of making India's 12th Plan. He has served in the Prime Minister’s Office on the personal staff of Prime Minister Vajpayee as his deputy speechwriter. He has held senior posts in Reliance Capital, Feedback Ventures, and the Confederation of Indian Industry, where he handled agribusiness and food processing. Harsh has been a journalist and wrote India’s first book on Corporate Social Responsibility, released in 1999.
Harsh has taught public policy to the founding batch of the Vedica Scholars program and taught a course on strategic public communications at IIM, Ahmedabad. He has also lectured about public policy at the Indian School of Business, both at Hyderabad and Mohali as well as the Australian National University, Canberra. Harsh has written for the op-ed pages of Mint, Economic Times, and the Indian Express. He was an Emerging Leaders Fellow at the Australia India Institute, Melbourne and selected by the US Department of State for its International Visitor Leadership Program. He was also on the board of the Meghalaya Institute of Governance. Harsh finished his MBA from IIM, Ahmedabad in 1995.

Marius Vismantas is a Lead Financial Sector Specialist and Project Team Leader of the World Bank’s financial sector development programs in the South Asia Region. His professional focus is on holistic financial sector development, developmental finance, financial crisis management, resilience building, state’s role in financial sector, expansion of provision of financial services, and capital markets. While at the World Bank, Mr. Vismantas has worked with the national financial sector authorities in over 20 countries across multiple regions. He has participated in a number of Financial Sector Assessment Programs (FSAPs) during the past 18 years and led four of them recently. He has also managed World Bank lending projects for over $1.5 billion of loans to governments for financial sector restructuring, modernization of central and public commercial banks, export and infrastructure finance development. His career in international finance and development spans over 25 years and includes, in addition to the World Bank, technical, managerial, and senior leadership positions at the Bank of Lithuania, International Monetary Fund, Danske Bank, and Danske Pension Fund Management. Mr. Vismantas has an MBA degree in Finance and a Chartered Financial Analyst (CFA) designation and is a board member of a few non-government entities.

Momina Aijazuddin is IFC’s Global Head of Microfinance/ Financial Inclusion and works also as Principal Investment Officer in IFC's Financial Institution Group (FIG). She is leading IFC’s efforts to scale up private sector commitments with strategic partners in the digital finance, microfinance and fintech space committed to achieving the World Bank Group’s Universal Financial Access by 2020. She was also a core member of the drafting team for the G20 Digital Financial Inclusion Principles. Momina brings over two decades of investment transaction experience in financial services, microfinance and manufacturing sectors in over 60 countries across Africa, Asia, Eastern Europe, MENA and LAC regions. Her technical expertise includes setting up greenfield MFIs in MENA and Asia, transforming institutions to become regulated banks and engaging with policymakers and industry players. She has spent the last four years heavily engaged with IFC’s financial inclusion efforts in China with leading banks and fintech players.
Momina currently serves on the Supervisory Board of the Microfinance Initiative for Asia (MIFA), a US$175 million debt fund, launched by IFC and KFW and managed by Blue Orchard. Her experience prior to joining IFC includes work in the banking sector. Momina holds a Master’s degree in Economics with Distinction from the London School of Economics.

“M. Mudassar Aqil is the CEO of FINCA Microfinance Bank Ltd. since 2011. He has overseen the bank’s turnaround which has seen FINCA becoming one of the fastest growing microfinance banks in the country. FINCA is also a global network of microfinance institutions across 20 countries and is considered as an innovation leader in serving low income entrepreneurs globally. Since its inception 10 years ago in Pakistan, FINCA has given over 1 million small loans to micro enterprises to grow their businesses and disbursed over 90 billion rupees and helped create thousands of new jobs. FINCA is considered the pioneer of cash flow based unsecured lending in Pakistan and has the distinction of highest average loan ticket size in unsecured lending in the Pakistan microfinance sector. Mudassar is a banking industry veteran. Prior to joining FINCA, he worked for 14 years at leading commercial banks in Pakistan and the United States. He holds an MBA from Salisbury University, Maryland”

Nadeem Hussain is one of Asia’s leading social impact entrepreneurs, technology investors and financial inclusion pioneers. Nadeem is the founder of Telenor Microfinance Bank, auded by the World Bank as one of the most socially impactful banks in its field. Its EasyPaisa offering is the world’s second largest branchless banking payments solutions, moving over 5% of Pakistan’s GDP in 2017. In its first entry into the Pakistan market, Alibaba-Ant Financial has recently acquired a 45% stake in the company at a $410m valuation representing a 41.0x multiple of the initial 2005 founding capital of the business. Nadeem’s subsequent venture Planet N Group is an emerging markets social impact and technology investment firm with portfolio companies in Pakistan, Egypt and the UAE. Key sectors include: nano & micro finance, fintech, data science & analytics, machine learning & AI, blockchain, e-health, e-education e-media and e-commerce Nadeem previously spent 27 years at Citigroup in eight countries in regional management within commercial, consumer, retail and investment banking and has a BA from Muhlenberg College, Pennsylvania, USA.

Petronella is the Founder and Managing Director of Mustard Seed Advisory. She is a financial inclusion expert with over 26 years’ experience in more than 17 African countries and several other developing countries in Asia and Latin America.Prior to founding Mustard Seed Advisory, Petronella held a variety of financial service and project management roles for ACCION and led their Africa Training Centre based in Ghana. She has been instrumental in spearheading microfinance banks’ green field operations in West Africa and setting up microfinance divisions in two banks in Zimbabwe including setting up MicroKing (now MicroCred Zimbabwe). She held operational, managerial, and senior advisory positions at both retail and wholesale levels, in international institutions such as ACCION, International Labour Organization (ILO), and CARE. A team player, dynamic trainer and facilitator, Petronella is known for her ability to transfer her skills and knowledge to counterparts, colleagues, and subordinates in several varied cultural and organizational settings. With over 20 years of teaching experience, Petronella is a senior faculty member of the Boulder Microfinance Training Program. She is an accredited Master Trainer for the ITC-ILO Making Microfinance Work Courses, CGAP, MicroSave and a certified assessor for The Smart Campaign. She currently serves as a board member for Vision Fund International. Petronella has excellent facilitation, moderation, and presentation skills exhibited at many different international, regional and national events such as Mastercard Symposium on Financial Inclusion (SOFI 2017) https://youtu.be/yn_0saRSxTw She holds a BBS (Honours) from the University of Zimbabwe and a MBA from the University of Liverpool, UK.

Dr. Rashid Bajwa is Chief Executive Officer of National Rural Support Programme (NRSP) since 1996. Under his leadership, NRSP transformed part of its portfolio into the NRSP Microfinance Bank Ltd. Dr. Bajwa is also associated with other Provincial Rural Support Programs and is a member of the BOD of many RSPs. He is an advisor to the RSPN. He is also serving as an independent Director of Fauji Fertilizer Bin Qasim Limited since August 26, 2010. He has professional experience of Microfinance and development specialist. Dr. Bajwa is an Ex-Member of Civil Service of Pakistan (DMG) from 1986 to 1993 and has worked in different positions and levels of the Government. Dr. Bajwa has a degree in Medicine from KEMC (MBBS) and USA (MD) and a Master in Public Health from Nuffield School of Heath, University of Leeds, UK where he received a distinction and commendation by HM the Queen.

Samit Ghosh is the Managing Director and CEO of Ujjivan Small Finance Bank. He founded Ujjivan Financial Services as a pioneering microfinance institution for the urban poor in 2005. In 2015 Ujjivan went on to get the licence to become a Small Finance Bank and successfully launched its banking operations in February 2017. Ujjivan serves over 4 million customers across 24 states & union territories through 470+ branches with staff strength of over 14,000 employees. Prior to Ujjivan, he was an international banker for over 30 years based in India & the Middle East. He started his career with Citibank in 1975 and was part of the management team to set up retail banking in India in 1985. He worked for Arab Bank plc., Citibank & Standard Chartered Bank in Bahrain & Dubai. He also led the launch of retail banking for Standard Chartered Bank and HDFC Bank. His last banking assignment was as the Chief Executive of Bank Muscat in India. He is a graduate from The Wharton School of Business at the University of Pennsylvania, United States in 1974.
In the past, he has served as the President of Microfinance Institutions Network (MFIN) and as the Chairman of Association of Karnataka Microfinance Institutions (AKMI). He is a board member Women World Banking, New York. He has played a very active role in the development of Microfinance & Small Finance Banks and in the evolution of financial inclusion in India.

Sanjay Sinha is an economist with an alternative view of modern emerging economies. He believes enabling low income families to generate higher incomes should be equally a lever of economic growth along with macroeconomic policies. In pursuit of that goal he has charted a career applying economic principles to understanding and stimulating economic activity by producers at the base of the economy in Asia. The establishment of EDA Rural Systems as a research company focusing on understanding and promoting the livelihoods of low income producers and of M-CRIL for facilitating the flow of microfinance loans to them was aimed at helping to achieving this goal. In recent years, EDA and M-CRIL have been increasingly concerned about MFIs throughout Asia chasing borrower and portfolio numbers without regard to the real needs of their clients. The group’s heightened focus on farmer organisations, social performance and impact investments stems from this concern.
Sanjay Sinha has an M.Phil in Economics from Oxford University, UK. He was a UN Advisor on Inclusive Financial Sectors during the Advisor Group’s tenure, 2006-2008.

Muhammad Zubair Mughal is the Chief Executive Officer of AlHuda Centre of Islamic Banking and Economic (CIBE), Islamic Microfinance Network (IMFN) and Halal Research Council. His overall academic career is outstanding with M.S in Islamic Banking and Finance, M.sc (Mass Communication), B.sc (Math, Stat and Economics) and with diversified knowledge of Islamic Banking and Finance. He has been serving the Islamic Banking and Finance industry for last 10 years with versatility in Islamic Banking & Financial Engineering, Modeling, Product Development, Shariah Advisory, Market Research and Gap Analysis. He is dedicatedly and tirelessly working for the promotion of Islamic Finance through Education, Research, Trainings and Conferences on global canvas. He is also a Chief Editor of a magazine on Islamic Banking and Finance “True Banking” which depicts his strategic vision in Islamic Finance. Muhammad Zubair Mughal has got ideal global recognition with multiple assignments of world repute organizations on Islamic Banking and Finance for “Research”, “Training”, “Advisory”, “Consultancy” and “Product development”.